Poor personal finance
Monday, March 31st, 2008March 31 is the last day to clear major UM debts (minor debts nevermind, only major ones that can get you into trouble). So finally hauled my s to Pejabat Bendahari to settle the account. Well… as a person graduating very soon, among the last thing I want is being barrrred from exam due to outstanding ’school fees’.
I’ve got a little over 1k left in my acc. Doing a mental calculation… RM 800 plus for semester fees, RM 400 for Phuket trip… and pledges to fulfil (which I still have no idea how to cover that), I am so gonna survive on peanuts for 1 more month. Dark clouds looming…
I went to the Treasurer’s Office and asked for my account statement. The teller printed out my statement and routinely slid it across the table to me.
And I got a heart attack.
I looked at the amount, and traced over the corner of the paper to make sure that she got the right name. No mistake…
I stammered and asked ‘Yang manana perlu saya babayar?’ She pointed to the amount … RM 4204.00. She was very kind to give me some moment to regain my composure and explained other details to me.
I walked out of the office with a heavy and defeated heart. Poor personal finance ? me ??? how do I choke up 4k when I only have 1k..? (at this moment, thank God for my finance minister… my mother). I am disappointed la… who isn’t. age 24 edi, about to embrace the world and sucked at managing own money. Got scholarship but spent recklessly and forgotten about school fees. Terrible. Actually even forgot to follow-up if the scholarship banked in for me.
In nutshell, mom rescued me. I hope this is the last time that mom or dad had to rescue me financially….
I should be a good steward.